Welcome to 43 White Anchor Cove, a rare lakeside retreat nestled on nearly 11 acres with a private 2-acre pond and 2,600 feet of Cross Lake waterfront. This home is a showcase of thoughtful design and custom craftsmanship, blending comfort, style, and the best of outdoor living. The exterior features white pine board and batten siding, a stamped walkway leading to a pergola-covered entry, and a stone patio with a built-in fire pit, pizza oven, and grill—perfect for entertaining or relaxing with family and friends. Inside, you’ll find soaring ceilings, sun-filled windows, and a host of unique details: hand-hewn support beams, custom cherry doors, slate-covered window alcoves, and arts & crafts light fixtures. The contemporary wood stove in the family room and multi-zoned radiant heat beneath stamped concrete floors keep the space warm and inviting year-round. The heart of the home is a one-of-a-kind designer kitchen, featuring a circular black walnut island and custom cabinetry. The open layout flows effortlessly into the living and dining areas. The first floor includes two bedrooms and a full bath, while upstairs offers two additional bedrooms and another full bathroom. Every window is outfitted with custom fabric and insulated cellular shades for comfort and privacy. Enjoy lush grounds ,a fenced garden area, and an oversized, foam-insulated 3+ car garage with a versatile second-story bonus room—ideal for a studio, office, or guest suite. The home also features both passive and active solar heating systems for energy efficiency. As a resident of the exclusive 15-family White Anchor Cove association, you’ll have private access to 35 acres of recreational trails, a clubhouse, sandy beach, and your own boat slip on Cross Lake—plus direct entry to the 525-mile NYS Canal System from your backyard. If you’re seeking a blend of custom luxury, privacy, and an active lakeside lifestyle, this is a property you’ll want to experience.
Active
- Price
- $ 719,900
- City
- Cato
- Bedrooms
- 4
- Full Bathrooms
- 2
- County
- CAYUGA
- Half Bathrooms
- 0
- Area
- Cato
- Lot Size
- 10.8 Acres
- Zip
- 13080
- Sqr Footage
- 3,500
- Year Built
- 2010
- Taxes
- $ 13274
- Style
- Colonial
- MLS#
- S1658343
Features
General
Interior Features
Exterior Features
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Affordability Calculator
$3,786
Per MonthBased on the average sale price from the Fayetteville, NY office
- Monthly Principal & interest $2,658
- Monthly Property Taxes $1,062
- Monthly Home Insurance $67
Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.
Mortgage calculator provided courtesy of Inside Real Estate.
Schools
Price History
Property vs Zip Code Average in 13080
Areas That We Cover
- Albion
- Amboy
- Auburn
- Camden
- Camillus
- Canastota
- Cato
- Cazenovia
- Cicero
- Clay
- Constantia
- Cortland
- Cortlandville
- De Ruyter
- Dewitt
- Dryden
- Eaton
- Elbridge
- Fabius
- Fayetteville
- Fayetteville-Village
- Fenner
- Fleming
- Florence
- Fulton
- Geddes
- Georgetown
- Granby
- Groton
- Hamilton
- Hannibal
- Hastings
- Homer
- Lafayette
- Lebanon
- Lenox
- Lincoln
- Lysander
- MINOA FARMS
- Madison
- Manlius
- Marcellus
- Mexico
- Minoa-Village
- Moravia
- Nelson
- New Albion
- New Haven
- Oneida-Inside
- Oneida-Outside
- Onondaga
- Oswego-City
- Oswego-Town
- Otisco
- Owasco
- Palermo
- Parish
- Pompey
- Preble
- Redfield
- Richfield
- Richland
- Salina
- Sandy Creek
- Schroeppel
- Scriba
- Sennett
- Sherburne
- Sherrill
- Skaneateles
- Smithfield
- Smyrna
- Spafford
- Sterling
- Stockbridge
- Sullivan
- Syracuse
- Throop
- Truxton
- Tully
- Van Buren
- Vernon
- Verona
- Vienna
- Virgil
- Volney
- Watertown-City
- Watertown-Town
- West Monroe
- West Sparta
- Westmoreland
- Wolcott
43 White Anchor Cove Cato, NY is a Single Family Home for sale at $719900 with 3500 sqft and a lot size of 10.8 Acres Acre(s). 43 White Anchor Cove Cato has 4 bedrooms, 2 baths and was built in 2010. The property's zip code is 13080 which is in Cato, NY
*Information deemed reliable but not guaranteed.
Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Mortgage calculator provided courtesy of Inside Real Estate.
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